Port St. Joe Realtor
Kinsey Haddock P.A.
Port St. Joe REALTOR®
Licensed Broker Associate with Coldwell Banker Realty. Specializing in Gulf-front homes, bay-front properties, and vacation rental investment in Port St. Joe and the Forgotten Coast. License #BK3253849.
Who Is Kinsey Haddock?
Kinsey Haddock P.A. is a licensed Florida Broker Associate and Realtor® with Coldwell Banker Realty — Panhandle. He represents local and out-of-state buyers and sellers across the Emerald Coast and the Forgotten Coast, with deep market knowledge in Port St. Joe.
Many clients purchase second homes or vacation rentals remotely, while local clients rely on the same attentive guidance for a primary-home purchase or sale. Kinsey's job is to protect your interests and help you make the best decision for your goals.
Contact KinseyPort St. Joe specialties
Credentials & proof
License
Florida #BK3253849
Brokerage
Coldwell Banker Realty — Panhandle
Office address
726 Navy Blvd, Panama City Beach, FL 32408Markets served
From the Forgotten Coast to the Emerald Coast
St. George Island · Cape San Blas · Port St. Joe · Mexico Beach · Panama City · Panama City Beach · 30A · Destin
Client reviews
Get in touch
Contact pageWhat Kinsey Does in Port St. Joe
Buyer Representation
Exclusive buyer representation in Port St. Joe — no conflict of interest. Kinsey knows the Forgotten Coast market and can help you navigate the specific risks and opportunities of buying in this emerging market.
Read more →Flood Zone and CBRA Guidance
Port St. Joe has significant CBRA (Coastal Barrier Resources Act) zone inventory — properties that are not eligible for NFIP flood insurance. Kinsey identifies CBRA properties and helps buyers understand the insurance implications before making an offer.
Read more →Vacation Rental Investment
Port St. Joe is an emerging vacation rental market with Gulf-front and bay-front properties at price points significantly below the Emerald Coast. Kinsey provides actual income data and helps buyers evaluate the investment thesis.
Read more →Remote Buyer Support
Full remote purchase support: detailed video tours, document review, inspection coordination, and remote closing. Most Forgotten Coast buyers purchase from out of state.
Read more →Historic Downtown Properties
Port St. Joe's historic downtown is one of the most distinctive small-town waterfronts in Florida. Kinsey knows the downtown inventory and the properties that offer the best combination of character and value.
Read more →Seller Representation
Strategic pricing and marketing for Port St. Joe sellers. Kinsey's knowledge of the Forgotten Coast market helps sellers reach the right buyers — primarily out-of-state buyers looking for an alternative to the crowded Emerald Coast.
Read more →Port St. Joe Market Knowledge
Gulf-front inventory
Port St. Joe has limited Gulf-front inventory — most of it on St. Joseph Peninsula. Kinsey knows the available properties and the specific risks (CBRA zones, flood exposure) of each one.
Bay-front properties
St. Joseph Bay is one of the most pristine bays in Florida — clear water, scalloping, and kayaking. Bay-front properties in Port St. Joe offer a unique lifestyle at accessible price points.
Emerging market dynamics
Port St. Joe has seen meaningful appreciation over the past five years as buyers priced out of the Emerald Coast discover the Forgotten Coast. Kinsey tracks the market closely and can help buyers understand the appreciation trajectory.
Why Buyers Work With Kinsey in Port St. Joe
Forgotten Coast market expertise
Port St. Joe and Gulf County operate differently from the more commercial markets to the east. Understanding local market dynamics, flood zone implications, and the unique character of each neighborhood requires genuine local knowledge. Kinsey knows the Forgotten Coast and brings that knowledge to every transaction.
Pricing accuracy in a smaller, less liquid market
In a smaller market like Port St. Joe where comparable sales can be limited, holding both PSA and BPOR designations means Kinsey can build a defensible pricing analysis even when the data is thin. Every offer is backed by rigorous comparable sales analysis — not guesswork.
Bay-front and Cape San Blas gateway access
Port St. Joe serves as the gateway to Cape San Blas — one of the most beautiful and undeveloped stretches of Gulf-front real estate in Florida. Buyers who want Cape San Blas access without the peninsula price premium often find excellent value in Port St. Joe proper. Kinsey serves both markets and can help you compare them side by side.
Remote buyer process for out-of-state clients
Many Port St. Joe buyers purchase entirely remotely. Kinsey walks properties on your behalf, checks flood zone designations, reviews insurance cost estimates, and reports back honestly. Florida title companies routinely handle remote closings — you can close from your home state without flying down.
Market snapshot
Port St. Joe / ZIP 32456 Market Snapshot
Single-Family Homes & Condos · Gulf County · ZIP 32456 (Port St. Joe, Cape San Blas, Indian Pass) · Updated September 2026
Median Sold Price
$460,000
September 2026 · RPR
Median Days in RPR
101 days
September 2026 · RPR
Months of Inventory
8.57 months
Buyer’s market · Down 26.8% YoY
Sold-to-List Ratio
96.9%
Homes selling below asking price
Median Active List Price
$679,000
September 2026 · RPR
Estimated Property Value
$579,480
September 2026 · RPR automated valuation
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What Buyers Say
"Kinsey helped us find a bay-front property in Port St. Joe that we never would have found on our own. His knowledge of the Forgotten Coast — and the specific risks of buying there — was invaluable."
— Kevin & Susan R.
"We were looking at Gulf-front properties on the Forgotten Coast and had no idea about CBRA zones. Kinsey flagged the issue before we made an offer and helped us find a property without the insurance risk."
— Michelle D.
"Bought a vacation rental in Port St. Joe with Kinsey's help. The market is less developed than PCB but the income has been strong and the appreciation has been excellent."
— Brian & Carol T.
Free downloads
Guides for Buyers & Sellers
CB — Buyers Agent Reference Guide
What buyer representation actually means — fiduciary duties, agency agreements, compensation, and what sets a professional buyer's agent apart.
Download PDFConsidering Selling to Just Listed
Every stage of the listing journey — pricing strategy, preparing your home, what to expect from the listing process, and how Kinsey positions your property for maximum exposure.
Download PDFThinking of listing?
Considering Selling to Just Listed
Every stage of the listing journey — pricing strategy, preparing your home, and how Kinsey positions your property for maximum exposure on the Emerald Coast.
Read the guideMy Listing Presentation — Kinsey Haddock P.A.
Kinsey's full seller strategy: marketing plan, pricing approach, 8-step listing process, and the credentials behind more than fifteen years and $50M+ in closed volume.
View the presentationReady to Buy or Sell in Port St. Joe?
Call, email, or reach out through the contact page. No pressure, no obligation.
Or send a message to get started.
My Beach House Guy on YouTube
Video Tours Near Port St. Joe
Thinking of selling?
Kinsey also represents sellers in Port St. Joe
Local pricing strategy, professional photography, and full listing management.