Panama City Realtor
Kinsey Haddock P.A.
Panama City REALTOR®
Licensed Broker Associate with Coldwell Banker Realty. Specializing in residential neighborhoods, waterfront properties, and investment real estate in Panama City. License #BK3253849.
Who Is Kinsey Haddock?
Kinsey Haddock P.A. is a licensed Florida Broker Associate and Realtor® with Coldwell Banker Realty — Panhandle. He represents local and out-of-state buyers and sellers across the Emerald Coast and the Forgotten Coast, with deep market knowledge in Panama City.
Many clients purchase second homes or vacation rentals remotely, while local clients rely on the same attentive guidance for a primary-home purchase or sale. Kinsey's job is to protect your interests and help you make the best decision for your goals.
Contact KinseyPanama City specialties
Credentials & proof
License
Florida #BK3253849
Brokerage
Coldwell Banker Realty — Panhandle
Office address
726 Navy Blvd, Panama City Beach, FL 32408Markets served
From the Forgotten Coast to the Emerald Coast
St. George Island · Cape San Blas · Port St. Joe · Mexico Beach · Panama City · Panama City Beach · 30A · Destin
Client reviews
Get in touch
Contact pageWhat Kinsey Does in Panama City
Buyer Representation
Exclusive buyer representation in Panama City — no conflict of interest. Kinsey knows the Panama City market and can help buyers navigate the full range of product: residential neighborhoods, waterfront properties, and investment real estate.
Read more →Residential Neighborhoods
Panama City has a wide range of residential neighborhoods — from historic downtown areas to newer suburban developments. Kinsey knows the school zones, the neighborhood character, and the long-term value trajectory of each area.
Read more →Waterfront Properties
Panama City has significant bay-front and canal-front inventory at price points below the Gulf-front Emerald Coast. Kinsey knows the waterfront inventory and the specific considerations for buying on the bay.
Read more →Investment Properties
Panama City's proximity to Tyndall Air Force Base and the Bay County economy creates a strong long-term rental market. Kinsey helps investors identify properties with strong rental demand and favorable cap rates.
Read more →Remote Buyer Support
Full remote purchase support: detailed video tours, document review, inspection coordination, and remote closing. Kinsey works with relocation buyers who are moving to the Bay County area from out of state.
Read more →Seller Representation
Strategic pricing and marketing for Panama City sellers. Kinsey's knowledge of the Bay County market helps sellers price accurately and reach the right buyers.
Read more →Panama City Market Knowledge
Bay County neighborhoods
Panama City has distinct neighborhoods with very different characters and price points — from the historic St. Andrews area to the newer developments near Pier Park. Kinsey knows each one.
Tyndall AFB proximity
Tyndall Air Force Base is a major employer in Bay County. Properties near the base have strong long-term rental demand from military families — a consistent income source for investors.
Bay-front inventory
Panama City has bay-front and canal-front properties at price points significantly below Gulf-front Emerald Coast inventory. Kinsey knows the waterfront inventory and the flood zone considerations for each property.
Why Buyers Work With Kinsey in Panama City
Post-Hurricane Michael recovery knowledge
Hurricane Michael hit Bay County hard in 2018. Understanding which areas have fully recovered, which properties have been properly repaired, and which neighborhoods have seen the most investment since the storm is critical knowledge for any buyer in this market. Kinsey knows the difference — and makes sure you do too before you make an offer.
Military relocation expertise (MRP designation)
Tyndall AFB is one of the largest employers in Bay County. Kinsey holds the MRP designation and understands VA loans, BAH considerations, and the timeline pressures of PCS moves. He has helped military buyers close on tight timelines and knows how to make the process work even when you can't be here in person.
St. Andrews and waterfront value opportunities
Panama City's St. Andrews waterfront district has seen significant investment since Hurricane Michael and is one of the most compelling value plays in Bay County right now. Kinsey knows which neighborhoods have recovered most strongly and where the best value-per-square-foot opportunities are in today's market.
Flood zone analysis before you commit
Flood zone designation significantly affects insurance costs in Bay County. Kinsey reviews flood zone maps for every property he shows and helps buyers estimate insurance costs before making an offer — so there are no surprises at closing and you understand the true cost of ownership.
Market snapshot
Panama City Market Snapshot
Bay County · ZIPs 32401, 32404, 32405 · Updated September 2026
Median Sold Price
$329,000
All property types
Median Days in RPR
69 days
Time in MLS system
Months of Inventory
6.50 mo.
Balanced to buyer-favorable
Sale-to-List Ratio
97.3%
Typical accepted-price range
Moving with school-age children?
Explore schools by area, then confirm attendance boundaries for a property's exact address.
What Buyers Say
"Kinsey helped us find a waterfront home in Panama City that we never would have found on our own. His knowledge of the Bay County market is excellent."
— Michael & Karen J.
"Relocating from Atlanta and Kinsey made the process seamless. He knew every neighborhood in Panama City and helped us find the right home for our family."
— Amanda L.
"Bought an investment property near Tyndall with Kinsey's help. The rental income has been strong and consistent. Kinsey's knowledge of the military rental market was invaluable."
— Thomas R.
Free downloads
Guides for Buyers & Sellers
CB — Buyers Agent Reference Guide
What buyer representation actually means — fiduciary duties, agency agreements, compensation, and what sets a professional buyer's agent apart.
Download PDFConsidering Selling to Just Listed
Every stage of the listing journey — pricing strategy, preparing your home, what to expect from the listing process, and how Kinsey positions your property for maximum exposure.
Download PDFThinking of listing?
Considering Selling to Just Listed
Every stage of the listing journey — pricing strategy, preparing your home, and how Kinsey positions your property for maximum exposure on the Emerald Coast.
Read the guideMy Listing Presentation — Kinsey Haddock P.A.
Kinsey's full seller strategy: marketing plan, pricing approach, 8-step listing process, and the credentials behind more than fifteen years and $50M+ in closed volume.
View the presentationReady to Buy or Sell in Panama City?
Call, email, or reach out through the contact page. No pressure, no obligation.
Or send a message to get started.
My Beach House Guy on YouTube
Video Tours Near Panama City
Thinking of selling?
Kinsey also represents sellers in Panama City
Local pricing strategy, professional photography, and full listing management.