Navarre Realtor
Kinsey Haddock P.A.
Navarre Buyer's Agent
Licensed Broker Associate with Coldwell Banker Realty. Serving buyers and sellers in Navarre and Santa Rosa County — one of the most underrated beach communities on the Gulf Coast, with Gulf-front access at prices well below Destin and PCB. License #BK3253849.
Who Is Kinsey Haddock?
Kinsey Haddock P.A. is a licensed Florida Broker Associate and Realtor® with Coldwell Banker Realty — Panhandle. He represents local and out-of-state buyers and sellers across the Emerald Coast and the Forgotten Coast, with deep market knowledge in Navarre.
Many clients purchase second homes or vacation rentals remotely, while local clients rely on the same attentive guidance for a primary-home purchase or sale. Kinsey's job is to protect your interests and help you make the best decision for your goals.
Contact KinseyNavarre specialties
Credentials & proof
License
Florida #BK3253849
Brokerage
Coldwell Banker Realty — Panhandle
Office address
726 Navy Blvd, Panama City Beach, FL 32408Markets served
From the Forgotten Coast to the Emerald Coast
St. George Island · Cape San Blas · Port St. Joe · Mexico Beach · Panama City · Panama City Beach · 30A · Destin
Client reviews
Get in touch
Contact pageWhat Kinsey Does in Navarre
Buyer Representation
Exclusive buyer representation — no conflict of interest. Kinsey works for you, not the seller. He identifies the right property, negotiates the best price, and protects you through every step of the transaction.
Read more →Navarre Beach Expertise
Navarre Beach is one of the most undervalued Gulf-front markets in Florida. Kinsey knows the buildings, the rental rules, the flood zones, and the financing quirks that catch out-of-state buyers off guard.
Read more →Military Relocation
Specialized support for active-duty and veteran buyers relocating to Hurlburt Field, Eglin AFB, or NAS Pensacola. VA loan expertise, fast timelines, and remote purchase support for buyers who can't visit before closing.
Read more →Vacation Rental Investment
Navarre Beach offers Gulf-front rental income at prices significantly below Destin and PCB. Kinsey provides actual rental income analysis — not projections — to help you evaluate the real return on a Navarre Beach investment.
Read more →Navarre Market Knowledge
Navarre Beach — the Gulf Coast's best-kept secret
Navarre Beach sits on Santa Rosa Island between Pensacola Beach and Fort Walton Beach. It has the same emerald water and white sand as Destin and PCB, but at prices 20–40% lower. Gulf-front condos start in the $400K–$600K range — a fraction of comparable Destin product.
Santa Rosa County — strong schools, low density
Santa Rosa County consistently ranks among the fastest-growing and highest-quality-of-life counties in Florida. Lower density than Okaloosa or Bay County, excellent schools, and a quieter lifestyle make it a favorite for families and retirees.
Military market dynamics
Navarre's proximity to Hurlburt Field, Eglin AFB, and NAS Pensacola creates consistent demand from military families. VA loan expertise is essential in this market, and Kinsey has extensive experience with VA transactions.
Navarre vs. Destin and PCB
Navarre offers comparable Gulf-front access at meaningfully lower prices than Destin or PCB. The trade-off is less commercial development — fewer restaurants and retail options — which is exactly what many buyers want.
Market snapshot
Navarre Beach Market Snapshot
Single-Family Homes, Condos & Townhomes · Santa Rosa County · Updated September 2026
Median Sold Price
$729,635
Down 6.7% year over year
Median Days on Market
86 days
Sold homes
Active Listings
168
Up 5.46% year over year
Sale-to-List Ratio
96.4%
Typically 3%–3.6% below asking
Navarre Beach currently favors buyers, with increased inventory and properties generally selling approximately 3% to 4% below asking price. Recent sales activity increased from the prior year, although the median sold price declined 6.7%. Beachfront homes and condos can perform differently depending on Gulf views, rental eligibility, condition, association costs, and insurance considerations.
Sources: Realtor.com Navarre Beach market data and Redfin Navarre Beach sold-market data
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What Buyers Say
"Kinsey understood the VA loan process better than any agent we'd worked with before. He found us a great home near Hurlburt and made the whole process stress-free."
— Military Buyer, Navarre
"We were looking at Destin but the prices were out of reach. Kinsey showed us Navarre Beach and we immediately saw the value. Same water, same sand, much better price."
— Vacation Home Buyer, Navarre Beach
"We moved from the Midwest and had no idea Navarre existed. Kinsey's honest comparison of the different markets helped us find exactly what we were looking for."
— Relocating Buyer, Navarre
Free downloads
Guides for Buyers & Sellers
CB — Buyers Agent Reference Guide
What buyer representation actually means — fiduciary duties, agency agreements, compensation, and what sets a professional buyer's agent apart.
Download PDFConsidering Selling to Just Listed
Every stage of the listing journey — pricing strategy, preparing your home, what to expect from the listing process, and how Kinsey positions your property for maximum exposure.
Download PDFThinking of listing?
Considering Selling to Just Listed
Every stage of the listing journey — pricing strategy, preparing your home, and how Kinsey positions your property for maximum exposure on the Emerald Coast.
Read the guideMy Listing Presentation — Kinsey Haddock P.A.
Kinsey's full seller strategy: marketing plan, pricing approach, 8-step listing process, and the credentials behind 16+ years and $50M+ in closed volume.
View the presentationReady to Buy or Sell in Navarre?
Call, email, or reach out through the contact page. No pressure, no obligation.
Or send a message to get started.
My Beach House Guy on YouTube
Video Tours Near Navarre
Thinking of selling?
Kinsey also represents sellers in Navarre
Local pricing strategy, professional photography, and full listing management.