Navarre Listing Agent
Sell Your Navarre Property
With Kinsey Haddock P.A.
Navarre is one of the Florida Panhandle's most affordable coastal communities — a primary-home market with a strong military buyer pool and a growing vacation-home segment on Navarre Beach.
Your Navarre Listing Agent
Navarre sits between Pensacola Beach and Fort Walton Beach in Santa Rosa County, offering lower price points than either neighbor while maintaining Gulf access and strong school ratings. The market serves a mix of primary-home buyers — many tied to Hurlburt Field and Eglin AFB — and vacation-home buyers who want Navarre Beach's quieter character at a lower cost than Destin or PCB.
Selling in Navarre means understanding both segments. Primary-home buyers here are often VA loan buyers with specific appraisal and condition requirements. Vacation-home buyers on Navarre Beach are comparing against Fort Walton Beach and Pensacola Beach inventory. Kinsey knows both buyer profiles and prices accordingly.
Credentials & proof
License
Florida #BK3253849
Brokerage
Coldwell Banker Realty — Panhandle
Office address
726 Navy Blvd, Panama City Beach, FL 32408Experience
16 years · 100+ transactions · $50M+ sold
Designations
How it works
The Listing Process
From the first conversation to closing day — here is exactly what working with Kinsey looks like.
Comparative Market Analysis
Kinsey pulls recent closed sales, active competition, and absorption rate data to build a pricing range grounded in what buyers are actually paying — not what sellers wish they could get.
Pre-Listing Preparation
A pre-listing walkthrough identifies high-ROI repairs, staging priorities, and items that could surface on inspection. The goal is to reduce surprises and protect your net proceeds.
Professional Photography & Video
Every listing receives professional photography. Waterfront and vacation-rental properties also get aerial drone footage and, where appropriate, a walkthrough video for out-of-state buyers.
MLS Launch & CB Distribution
Your listing goes live on the MLS and syndicates through Coldwell Banker's national network — Realtor.com, Zillow, Homes.com, CB.com, and hundreds of partner sites — within 24 hours.
Offer Review & Negotiation
Kinsey reviews every offer for net proceeds, contingency risk, and buyer qualification — not just headline price. You'll understand the trade-offs before you sign anything.
Contract to Close
From inspection through appraisal, title, and final walkthrough, Kinsey coordinates every party and keeps you informed at each milestone — whether you're local or closing remotely.
Selling in Navarre — What You Need to Know
Pricing & CMA Approach
Navarre pricing is driven by proximity to the beach, school district, and lot characteristics. Navarre Beach waterfront and Gulf-view properties are priced against comparable inventory in Fort Walton Beach and Pensacola Beach — both of which command higher premiums — giving Navarre sellers a relative value story to tell. Primary-home pricing in Navarre proper is driven by neighborhood, condition, and proximity to Hurlburt Field and Eglin AFB. Kinsey builds your CMA within your specific sub-market and price tier.
Photography & Video Strategy
Professional photography is standard on every Navarre listing. For Navarre Beach waterfront and Gulf-view properties, aerial drone photography captures the Santa Rosa Sound and Gulf access that are the primary value drivers. For primary-home listings, photography focuses on the living spaces, lot, and outdoor areas that primary-home buyers prioritize. Kinsey coordinates professional photography within the first week of the listing agreement.
Coldwell Banker Distribution
Your listing syndicates through Coldwell Banker Realty's national platform to Realtor.com, Zillow, Homes.com, CB.com, and hundreds of affiliate sites. CB's relocation network also surfaces your property to buyers transferring into the Florida Panhandle — a meaningful buyer pool for Navarre properties.
Insurance & Flood Preparation
Santa Rosa County properties — particularly those on Navarre Beach and near the Santa Rosa Sound — face wind and flood insurance requirements that affect buyer carrying costs. A significant share of Navarre buyers use VA loans, which have specific appraisal and condition requirements. Kinsey advises sellers to address deferred maintenance before listing and to have insurance documentation ready for buyer review.
Remote Seller & Closing Process
Many Navarre sellers are military families who have already received PCS orders and relocated before their home sells. Kinsey manages the full listing process remotely — coordinating showings, attending inspections, and communicating on your schedule. Florida allows remote closings through a title company with a mobile notary, so you don't need to return to close.
Completed transaction
A Recent Navarre Sale
Primary home, Navarre — sold to a VA buyer while the sellers were already stationed in Virginia. The sellers had received PCS orders and relocated before listing. Kinsey priced the home to attract VA buyers, addressed two minor items flagged in the pre-listing walkthrough to prevent VA appraisal issues, and coordinated all showings and the inspection remotely. The home sold to an active-duty buyer within 30 days, and the sellers closed via mobile notary in Virginia.
Details generalized to protect client privacy. Results vary by property, market conditions, and timing.
What Navarre Sellers Say
"Kinsey understood the Navarre market and the military buyer pool. He priced our home right and we had a VA buyer under contract in three weeks."
— Brian & Tara K. — Navarre Primary Home
"We had already PCS'd when we listed. Kinsey handled everything remotely and we closed via mobile notary at our new duty station. Couldn't have been easier."
— Sgt. Marcus L. — PCS Sale, Navarre
"Selling a Navarre Beach property requires knowing the difference between the beach market and the primary-home market. Kinsey knew both and priced accordingly."
— Donna W. — Navarre Beach Waterfront
Frequently Asked Questions
Free · No obligation
Request a Pricing Consultation
Tell Kinsey about your Navarre property and he'll prepare a comparative market analysis and walk you through what your home could sell for today.
Free seller resources
Know what to expect before you list
Seller Guide
Considering Selling to Just Listed
Every stage of the listing journey — from deciding whether to sell, to pricing strategy, pre-listing preparation, and what happens between contract and closing. Written specifically for Emerald Coast and Forgotten Coast sellers.
Listing Presentation
How Kinsey Markets and Sells Your Property
A detailed walkthrough of Kinsey's listing process — pricing methodology, Coldwell Banker's national marketing platform, professional photography, digital distribution, and how he manages the transaction from listing agreement to closing table.