PCB · 30A · Destin · Forgotten Coast
Your Emerald Coast Realtor for Buying or Selling
Work with Kinsey Haddock P.A., a Florida Broker Associate and Emerald Coast Realtor® guiding buyers and sellers in Panama City Beach, 30A, Destin, and the Forgotten Coast — locally and from out of state.
How can Kinsey help you?
Buying Along the Florida Panhandle
Find the right property — with someone who knows every market
Whether you're buying a Gulf-front condo in PCB, a vacation rental on 30A, or a primary home in Panama City, Kinsey guides you from search through closing. Buyer-agent compensation is negotiable and will be explained in your written agreement. Depending on the transaction, it may be paid by the seller, the buyer, or both.
Selling a Florida Panhandle Property
Get a local pricing strategy — not a generic estimate
Kinsey builds CMAs at the community level, coordinates professional photography, and manages the full listing process — including vacation-rental bookings, condo documentation, and remote closings.
Listing Agent Services
Selling on the Florida Panhandle?
Each market has its own pricing dynamics, buyer pool, and listing strategy. Select your area for a local approach.
Curious what your home is worth? See your cash offer range alongside your open-market estimate — side by side, no obligation.
Guidance for buyers and sellers
A Clear Plan for Your Emerald Coast Move
Whether you are searching for an Emerald Coast buyer's agent or preparing to sell a Florida beach property, the right plan starts with local market knowledge. Kinsey Haddock P.A. helps clients compare communities, understand property-specific details, and move forward with clear expectations.
From Panama City Beach and Scenic Highway 30A to Destin and the Forgotten Coast, Kinsey provides buyer representation, listing strategy, negotiation guidance, and transaction support for primary homes, second homes, vacation rentals, investment property, condos, and new construction.
Meet your Realtor®
Kinsey's Experience, From the Coast to Closing
Kinsey Haddock P.A. is a full-time Florida Broker Associate and REALTOR® with Coldwell Banker Realty. A Broker Associate for more than five years, with more than fifteen years in real estate and home-related services, he helps buyers and sellers make informed decisions from first conversation through closing.
Buyer's Resource Library
Everything You Need to Know
Curated guides to help you explore, research, and fall in love with the Emerald Coast.
Why Buy in Destin
World-class fishing, stunning harbor views, and a real estate market that continues to attract buyers from across the country.
Download Guide30A Community Guide
From Seaside to Rosemary Beach, explore the charming beach towns and neighborhoods that make 30A one of America's most coveted addresses.
Download GuidePCB Market Overview — Buyer's Guide
Panama City Beach has evolved into a vibrant year-round community. Get the full picture on the local market and what's driving demand.
Download GuideEmerald Coast Lifestyle Guide
Water sports, dining, arts, and community — a full look at what daily life looks like when you call the Emerald Coast home.
Download GuideFirst-Time Buyer's Handbook
New to buying on the Gulf Coast? This guide walks you through everything from financing to closing, tailored to this unique market.
Download GuideInvestment Property Guide
Vacation rental demand on the Emerald Coast is among the strongest in the Southeast. Learn what makes a great investment property here.
Download GuideFlorida 1031 Exchange Guide & Investment Strategy
A complete guide to using a 1031 exchange to defer capital gains taxes when selling and reinvesting in Emerald Coast real estate. Covers timelines, rules, qualified intermediaries, and how to identify replacement properties on the Gulf Coast.
Download GuideFlorida's Emerald Coast — Ultimate Guide
A complete guide to relocation, coastal living, real estate, and investing across Panama City Beach, Scenic Highway 30A, and Destin & Sandestin.
Download GuideDestin & Sandestin Lifestyle Guide
Thinking about making Destin or Sandestin home? Covers neighborhoods, lifestyle, schools, dining, and what the real estate market looks like for relocating buyers.
Download GuidePanama City Beach Relocation Guide
Everything you need to know about relocating to Panama City Beach — neighborhoods, schools, lifestyle, and real estate trends on the Gulf Coast.
Download GuidePCB Vacation Rental Buyer's Guide
A complete buyer's guide to purchasing a vacation rental in Panama City Beach — rental income potential, property types, HOA rules, and what makes a high-performing Gulf-front investment.
Download GuideWhy & How to Buy a Vacation Rental
Vacation rentals are one of the most popular purchases on the Emerald Coast. This guide covers what to look for, what to avoid, and how to evaluate a condo or single-family investment on the Gulf.
Download GuideCoastal Dune Lakes of 30A
30A's rare coastal dune lakes are one of the most unique natural features in the country — and a major draw for buyers. Learn what they are, where they are, and how they shape life on 30A.
Download Guide30A Relocation & Lifestyle Guide
Thinking about making Scenic Highway 30A your home? Covers communities, lifestyle, real estate, and everything that makes 30A one of the Gulf Coast's most coveted addresses.
Download GuideCB — Buyers Agent Reference Guide
What buyer representation actually means — and why it matters. This Coldwell Banker reference guide covers the full scope of services Kinsey Haddock P.A. provides as your buyer's agent: fiduciary duties, the agency agreement, how compensation works, negotiation strategy, contract-to-close support, and what sets a professional buyer's agent apart from going it alone.
Download GuideConsidering Selling to Just Listed
Thinking about selling? This guide walks you through every stage of the listing journey — from the moment you consider selling through your first day on the market. Covers pricing strategy, preparing your home, what to expect from the listing process, and how Kinsey Haddock P.A. positions your property for maximum exposure on the Emerald Coast.
Download GuideSelling Short — Moving Forward: Panhandle Short Sale Guide
Facing financial hardship and wondering if a short sale is the right path? This guide explains the short sale process on the Emerald Coast — what qualifies, how lender approval works, how it compares to foreclosure, and what to expect from start to finish.
Divorce & Home Sale Guide for the Florida Panhandle
A practical guide for homeowners navigating a divorce or separation, with clear steps for planning a home sale and moving forward with confidence.
Florida Probate Real Estate Road Map
A straightforward guide for families managing a property during probate, with practical real estate steps and questions to consider along the way.
Cost Segregation Guide for Short-Term Rentals
A practical resource for vacation-rental owners who want to understand cost segregation questions, records, and the conversations to have with qualified tax professionals.
Ways to Hold Title to a Single-Family Property in Florida
A practical guide to common property-title considerations for Florida buyers, owners, second-home buyers, and real estate investors.
Explore the Areas
Four Destinations, One Emerald Coast
Panama City Beach
Vibrant, energetic, and endlessly fun — PCB offers 27 miles of stunning Gulf-front beach, a thriving dining and entertainment scene, and a real estate market full of opportunity for buyers at every level.
Scenic Highway 30A
A string of intimate beach communities nestled between coastal dune lakes and the Gulf. Seaside, Rosemary Beach, WaterColor — 30A is where architecture, art, and natural beauty converge into something truly special.
Destin
The "World's Luckiest Fishing Village" has grown into one of Florida's premier destinations. Emerald-green water, a legendary harbor, and a real estate market that rewards those who move early.
Dedicated buyer representation
Why Buyers Work With Kinsey on the Emerald Coast
The legwork you can't do remotely
You're in Ohio, Texas, or California. Kinsey drives by properties on a Tuesday afternoon to check the parking situation, the noise level from the highway, and whether the pool is actually as nice as the listing photos suggest — and reports back honestly, even when the answer is "this one isn't worth flying down for."
Short-term rental income analysis
Most Emerald Coast buyers aren't just buying a vacation home — they're buying an income-producing asset. Kinsey evaluates HOA rental restrictions, historical income data, platform performance, and management company relationships before you make an offer. This analysis is the difference between buying a property that cash-flows and one that doesn't.
Data-driven offers, not emotion
The PSA (Pricing Strategy Advisor) designation means every offer Kinsey writes is backed by a full comparative market analysis — not guesswork. In a competitive market, that preparation wins deals. In a softer market, it saves money. Either way, you're protected.
New construction expertise across all three markets
Kinsey works with buyers evaluating DR Horton, Lennar, Toll Brothers, Kolter, DSLD Homes, and Adams Homes communities throughout the region. He knows which builders are offering the best incentives, which communities have the strongest resale history, and how to negotiate builder contracts — which are very different from resale contracts.
Dedicated buyer representation — no conflicts of interest
Kinsey represents buyers and sellers. He's not trying to move inventory for a developer or protect a listing relationship. His job is to find you the right property at the right price, negotiate the best terms, and get you to closing without surprises. His fiduciary duty runs entirely to you — across PCB, 30A, Destin, and the Forgotten Coast.
Emerald Coast Market Snapshot
What the Market Looks Like Right Now
All 17 market snapshots reflect September 2026 activity. Each card shows the reporting month, source, geography, and property types covered.
Navarre Beach
Santa Rosa County · ZIP 32566 · SF + Condo/TH · September 2026 · RPR
Niceville
Okaloosa County · ZIP 32578 · Single-Family Homes, Condos & Townhomes · September 2026 · RPR
Freeport
Walton County · Freeport, FL · SF + Condo/TH/Apt · September 2026 · RPR
Sandestin
Walton County · Miramar Beach · ZIP 32550 · SF + Condo/TH/Apt · September 2026 · RPR
Fort Walton Beach
Okaloosa County · All Property Types · September 2026 · RPR
Santa Rosa Beach
Walton County · ZIP 32459 · Single-Family Homes & Condos/Townhomes · September 2026 · RPR
Panama City Beach
Bay County · All Property Types · September 2026 · RPR
Scenic Highway 30A
Walton County · ZIP 32459 · Single-Family Homes & Condos · September 2026 · RPR
Destin
Okaloosa County · Destin, FL · ZIP 32541 · SF + Condo/TH/Apt · September 2026 · RPR
Panama City
Bay County · All Property Types · September 2026 · RPR
Mexico Beach
Bay County · ZIP 32410 · All Property Types · September 2026 · RPR
Port St. Joe
Gulf County · ZIP 32456 · Port St. Joe area incl. Cape San Blas & Indian Pass · SF + Condo · September 2026 · RPR
Cape San Blas
Gulf County · ZIP 32456 · Single-Family Homes & Condos · September 2026 · Realtor.com
St. George Island
Franklin County · ZIP 32328 · Buyer’s market · September 2026 · RPR + Redfin
Eastpoint / St. George Island
Franklin County · ZIP 32328 · Buyer’s market · September 2026 · RPR
Carrabelle / ZIP 32322
Franklin County · Buyer’s market · September 2026 · RPR
Apalachicola
Franklin County · Buyer’s market · September 2026 · RPR
Market statistics vary by source, reporting period, community, and property type. All RPR figures reflect September 2026 activity unless otherwise noted. Cape San Blas figures are sourced from Realtor.com (list price, not sold price). ZIP 32456 covers the broader Port St. Joe area including Cape San Blas and Indian Pass — not Port St. Joe city limits only. ZIP 32328 covers both Eastpoint and St. George Island. Data is provided for informational purposes only and should not be relied upon as a substitute for professional real estate advice.
Get a Custom Market AnalysisClient Reviews
What Buyers Are Saying
"Had a great experience buying my first house. Kinsey Haddock was a great realtor who I stumbled upon not knowing what I was doing. He went above and beyond to make sure I found a place I liked and took care of all the things I questioned and or didn't like and I am very grateful."
Ronald Coachman
Bought a home · Panama City Beach, FL
"Kinsey did an excellent job as our realtor. My wife and I are new residents to the Santa Rosa Beach area and he displayed in depth knowledge of the market, our new builders, and general processes for how things are done here in Florida. He was a great resource to lean on for any questions we had."
John Ojeda
Bought and sold a home · Point Washington, FL
"Kinsey was extremely helpful to us with the purchase of our home. He was always available to help, and quick to respond to all of our questions. We have purchased many homes over the years, and by far, Kinsey Haddock has been the best realtor we have worked with. He went above and beyond."
Verified Buyer
Bought a single-family home · Panama City, FL
Local video tours
Explore Kinsey's Local Video Tours
Watch recorded community walkthroughs by My Beach House Guy PCB - 30a - Destin, featuring new-construction communities along Florida's Gulf Coast.
A walkthrough of DR Horton's Bayside at Ward Creek community in Panama City Beach, Florida, published by My Beach House Guy PCB - 30a - Destin on September 4, 2023.
A community tour of WindMark Beach North by DR Horton in Port St. Joe, Florida, published by My Beach House Guy PCB - 30a - Destin on September 14, 2023.
A Panama City walkthrough of the Titus Park community by DR Horton, published by My Beach House Guy PCB - 30a - Destin.
A Panama City home tour of DR Horton's Liberty community, published by My Beach House Guy PCB - 30a - Destin.
An aerial view of WindMark Beach North in Port St. Joe, Florida, published by My Beach House Guy PCB - 30a - Destin.
A walkthrough of DR Horton's Hodges Bayou community in Panama City, Florida, published by My Beach House Guy PCB - 30a - Destin.
A YouTube Short featuring Kinsey Haddock P.A. and an Inlet Beach vacation-rental investment property, published by My Beach House Guy PCB - 30a - Destin.
A beach-day walk in Destin, Florida, published by My Beach House Guy PCB - 30a - Destin.
Run Your Own Numbers with AirDNA
AirDNA is the industry's leading short-term rental data platform — used by investors, property managers, and lenders to evaluate vacation rental markets. Their free Rentalizer calculator pulls real booking data from Airbnb and Vrbo to estimate what a specific property could earn.
Rentalizer Calculator
Enter any Emerald Coast address and get an estimated annual revenue, ADR, and occupancy rate based on real nearby listings.
Florida Market Data
Explore market-wide ADR, occupancy trends, revenue per available rental, and seasonality curves across Florida's Gulf Coast.
Airbnb Hosting 101
AirDNA's beginner's guide covers pricing strategy, dynamic rates, amenities, guest screening, and growing your portfolio.
How to use the Rentalizer
- Go to the AirDNA Rentalizer and enter a property address on the Emerald Coast.
- Select bedrooms, bathrooms, and max guests to match the property.
- AirDNA will prompt you to create a free account to see the full revenue estimate — the signup is free.
- Review the projected annual revenue, ADR, and occupancy rate for that specific location.
- Bring those figures to Kinsey to pressure-test them against actual closed sales and rental history in the area.
AirDNA pulls data directly from Airbnb and Vrbo listings. Estimates reflect market comps — actual performance depends on the specific unit, management, and listing quality.
Run the Numbers on Any Emerald Coast Market
Kinsey's free Vacation Rental ROI Calculator lets you model gross revenue, net income, cap rate, and cash-on-cash return across 6 Gulf Coast markets — using real occupancy and ADR benchmarks.
Plan Your Purchase
Mortgage Calculator
Slide to estimate your monthly payment for an Emerald Coast home. Adjust each number to match your situation.
Emerald Coast median: ~$550K
Common for condos and planned communities
Estimates only. Does not include PMI or closing costs. Contact Kinsey for a personalized analysis.
Estimated Monthly Payment
$2,860
per month
Loan Amount
$360,000
Down Payment
$90,000
Payment Breakdown
Toggle HOA / Condo Fees above to include monthly association dues.
Ready to take the next step? Kinsey can connect you with trusted local lenders who specialize in Emerald Coast properties.
Talk to KinseyGet in Touch
Ready to Find Your Place on the Emerald Coast?
Whether you're searching for a primary home, vacation property, or investment opportunity — I'm here to guide you every step of the way. Reach out and let's start the conversation.
Meet Kinsey
Windmark Beach North | DR Horton | Port St Joe FL | Community Tour
A community tour of WindMark Beach North by DR Horton in Port St. Joe, Florida, published by My Beach House Guy PCB - 30a - Destin on September 14, 2023.
Thinking about relocating to the Emerald Coast?
Compare Your City with the Coldwell Banker Move MeterSelling your home
See your cash offer — and what the open market could net you
Most sellers only ever see one number. I show you both — a real cash offer range alongside your open-market estimate — so you can make the decision that fits your timeline.
Cash offer
Close in weeks, sell as-is, no repairs or showings required.
Open market
Best shot at top dollar when your timeline and home condition allow.
You decide
See both numbers side by side, ask every question, then choose.
Ready to Sell Your Emerald Coast Property?
Pricing, preparation, marketing, negotiation, and the closing plan all matter. Explore seller questions, then connect with Kinsey for experienced listing guidance tailored to your Emerald Coast home, condo, or investment property.