Emerald Coast Real Estate Guides & Market Insights

Emerald Coast Real Estate Guides & Market Insights

Expert guides for buying on the Emerald Coast — Panama City Beach, 30A, Destin, and the Forgotten Coast

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Showing 6 posts tagged #HOA

What Are HOA Meeting Minutes? Why Condo Buyers in Florida Should Always Read Them
Condo Buying

What Are HOA Meeting Minutes? Why Condo Buyers in Florida Should Always Read Them

HOA meeting minutes are the written record of everything the board has discussed and decided. For condo buyers, they're one of the most revealing documents in the entire package — and one of the most overlooked.

6 min readKinsey Haddock P.A. — License #BK3253849
#HOA minutes#meeting minutes#condo
Condo Budget, Bylaws, and Rules: What Florida Buyers Need to Read Before Closing
Condo Buying

Condo Budget, Bylaws, and Rules: What Florida Buyers Need to Read Before Closing

The condo budget tells you where your HOA fees go and whether the association is financially healthy. The bylaws tell you what you can and can't do with your unit. Here's how to read both — and what to watch for on the Emerald Coast.

7 min readKinsey Haddock P.A. — License #BK3253849
#condo budget#bylaws#HOA
Structural Integrity Reserve Study: What Florida Condo Buyers Need to Understand
Condo Buying

Structural Integrity Reserve Study: What Florida Condo Buyers Need to Understand

Florida now requires condo associations to maintain a Structural Integrity Reserve Study — and to fund it. Here's what it is, what it covers, and why it matters when you're buying a condo on the Emerald Coast.

6 min readKinsey Haddock P.A. — License #BK3253849
#reserve study#SIRS#condo
Milestone Inspection Phase I Report: What Florida Condo Buyers Need to Know
Condo Buying

Milestone Inspection Phase I Report: What Florida Condo Buyers Need to Know

Florida now requires milestone inspections for older condo buildings. Here's exactly what a Phase I report is, what it means for buyers, and how to use it when evaluating a condo on the Emerald Coast.

7 min readKinsey Haddock P.A. — License #BK3253849
#milestone inspection#condo#HOA
How Does the HOA Master Insurance Policy Affect Condo Buyers in Florida?
Buyer's Guide

How Does the HOA Master Insurance Policy Affect Condo Buyers in Florida?

The condo association master insurance policy affects what you need to insure individually, your lender requirements, and the overall cost of ownership. Here is what Florida condo buyers need to understand.

3 min readKinsey Haddock P.A. — License #BK3253849
#Buyer Guide#Insurance#Condo
What HOA Issues Must a Seller Disclose in Florida?
Seller Resources

What HOA Issues Must a Seller Disclose in Florida?

Florida sellers must disclose HOA membership, fees, pending special assessments, litigation, and financial issues that could materially affect the buyer. Here is exactly what must be disclosed and how to handle it.

3 min readKinsey Haddock P.A. — License #BK3253849
#Seller Guide#Disclosures#HOA

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